Blog

Questions to Ask a Direct Lender
Henry Eliot 13 August 2025

Top Questions to Ask a Direct Lender Before Borrowing

Small emergency loans come with easy approval because you may need to have funds to meet unforeseen expenses. Still, if you are looking to take out a personal loan for a large expenditure, you should carefully figure out whether the lender you are borrowing from is the right fit for you. When you need money …

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Interest Rates on Personal Loans
Henry Eliot 24 July 2025

The Impact of Rising Interest Rates on Personal Loans in 2025

You have been thinking of renovating your home to sell it at a better value. As you explore personal loans, the interest rates may shock you. Rising interest rates affect the total amount you pay on the loan, including the monthly payments. Aspects like credit score, income, affordability, loan type, loan provider and economic conditions …

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pay rise
Henry Eliot 4 July 2025

The Top 10 Tactics to Ask for A Pay Rise

Are you dealing with stress in your professional life due to a lower salary and fewer perks? Even if the perks are higher, you also need to pay attention to the salary, as it is the driver of your goals. Evading your salary hike goals can just put you under the financial burden and not …

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Tips to Help Teens
Henry Eliot 10 June 2025

Tips to Help Teens Manage Their Money

Teens make many mistakes at a young age by spending without a budget because they do not have responsibilities. But their wrong spending habits bring the worse results in their 30s. If they do not discover the right ways to spend money, they tend to face many problems and even a lack of financial awareness …

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Money Lender Licence
Henry Eliot 19 May 2025

What is the Procedure to get a Money Lender Licence? What is the Maximum Interest?

You can get into money lending in the UK with clear rules. The FCA keeps watch to make sure everyone stays honest and fair. Let’s talk about bad credit loans on guaranteed approval. Many lenders try this route, but it’s tricky ground. Say someone promises you’ll get a loan, no matter what’s on your credit …

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save money
Henry Eliot 9 May 2025

4 ways to save money fast on a low income

To be able to save money does not require you to be an expert in the first place. You can do that if you intend to, irrespective of any occasion, and the money you withdraw as a salary. Mastering this skill can secure your financial future. Above all, this particular habit sets the stage for …

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personal finances
Henry Eliot 5 May 2025

Why is it important to manage your personal finances correctly?

You must be elated to have the most anticipated car in your new garage. It motivates you to quickly move on to the next big goal of your life- that could be buying a property. You analyse your savings, investments, income, and schemes to leverage. It helps you reach your goal quickly. This analysis reveals …

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loan
Henry Eliot 25 April 2025

What are ways to increase your chances of obtaining a loan?

Whenever you apply for a loan, your most important concern is that the loan should be approved instantly. Nowadays, with the advent of online lending options, loan approval has become quite easy. Still, there are some aspects on which you need to work. There are some important factors for lenders which they cannot ignore. In …

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loan interest
Henry Eliot 17 April 2025

Best ways to reduce loan interest

Along with the loan, the interest rate is a vital part of a loan. Whether you take a car loan, funds for an emergency, or a personal loan, the interest rate is attached. This is an obvious part, but paying a higher interest rate is not obvious. You can work in some ways according to …

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bad credit score
Henry Eliot 16 April 2025

What is a Bad Credit Score – How Can You Improve it?

Credit score is the smallest but the most powerful way to represent our financial life. A bad credit score is a score ranging between 561 to 720. As you know, credit rating tells us about our capacity to repay debts. Therefore, if your credit score is between this number, it means that you have a …

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