WARNING: Annuityloans restricts the process of extra fees and upfront fees against the loan

Gone are the days of money crises with private loan lenders

You are no longer affected by the money crisis if you have online loans on the same day. Flexibility is key to making us different from traditional lending institutions. direct lending loan solutions. Instant approval decisions and affordable deals, all at your service. There is nothing complicated when it comes to applying for our loans. Features are there, and you need to explore them to favour yourself.

100% online loan process

We value your time and understand the urgency of circumstances.

No collateral required

Why to risk your asset when you can borrow big without hassle

No prepayment penalty

We charge nothing extra if you want to pay off your loan early

Annuityloans –A Direct lender that knows you well

Do you need funds instantly?

Do you want to avoid physical documentation?

Do you want easy-to-pay instalments?

If yes, then you are at the right place where you get the above and many other loan features. All aim to shape a smooth borrowing experience for you. As an established name among the private money lenders in the UK, we are known for providing transparent and fast loan solutions.

The increasing cost of living and multiple financial challenges sometimes leave you wanting additional funds. A reliable external source of funds can prove useful during such circumstances.

Due to the new age of online private lending, borrowing funds has become easier. Whether you require a pound 3000 loan with bad credit from a direct lender or more, Apply and get funds instantly for any purpose. No more fear of credit score or employment status.Prove your repayment capacity and obtain funds hassle-free. Show your income, bank statement, and verified address.

Stop searching for private money lenders near me, as we have speedy loan solutions ready for you.

What makes private lending dependable?

  • No place for physical documentation or lengthy procedures
  • Online loan procedures ensure borrowers' transparency and safety
  • All applicable fees and charges are revealed beforehand
  • High approval rate, including applicants with poor credit scores
Annuityloans –A Direct lender that knows you well

Types of Private Loans You Can Apply for Online

We offer varied types of loans that fulfil all your short-term money requirements. We aim to ensure a timely and relevant backup for your financial needs. At Annuityloans, you can find all the loan solutions in one place.

For example, a bad-credit private money lender may help you get a loan despite a low credit score. We understand getting one is challenging. That’s why we provide flexibility and multiple loan options to apply for. Moreover, you can pre-qualify to understand the affordability.

By the time you calculate the amount you need, let us show you the types of loan solutions we offer our borrowers. Take your time and choose your loan type, but don't let money mess up and take control of your life.

  • Installment Loans
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    Installment Loans

    These are the short-term loans available for all purposes in easy installments. They are like personal loans and you can repay them in weekly or monthly payments

  • Debt Consolidation Loans
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    Debt Consolidation Loans

    These are loans to consolidate your debt despite bad credit. These are also available as debt consolidation loans for bad credit people.

  • Loans on Benefits
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    Loans on Benefits

    Another type of Private lender personal loan from a direct lender that provides funds if you are living on government benefits and have no regular earnings.

  • Loans for bad credit
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    Loans for bad credit

    If you are looking for dedicated private loans for bad credit from a direct lender, we are the correct address. Prove repayment capacity and get funds now.

  • No guarantor Loans
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    No guarantor Loans

    Who says you need a guarantor to borrow money? We offer £2000 loan with bad credit and no guarantor.You can borrow more if you show your affordability.

  • Doorstep Loans
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    Doorstep Loans

    Private online lenders can reach your doorstep with real cash. Let doorstep cash loans serve you with utmost comfort and instant funds. These loans are available for bad credit people.

Custom direct lender loans agreement to nurture your finances

We believe in working on mutual conditions. For the purpose of serving you better, we need to keep a balance of rational and flexible lending policies. Therefore, once you get approval for a loan, our loan executives prepare a customised loan agreement specifically for you.

Let’s understand the features of a custom loan agreement -

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Tailored terms

The loan agreement designed for you has tailored loan terms and conditions. This includes interest rates, repayment terms, fees and applicable charges, loan tenure, etc.Custom agreements apply to all types of private lender installment loans from a direct lender.

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Clear expectations

With custom loan agreements, you know what to expect from us. Similarly, we know our terms and conditions application in case of a specific borrower. This removes the possibility of a dispute between us and our borrowers.

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Lower costs

As the loan terms in a customs agreement are according to your credit purchase power, the costs apply accordingly. Also, as we are direct lenders, there are no intermediaries involved who increase your cost in the name of their commission.

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Personalised risk management

The agreement may include some provisions of penalties or fees in case of default. This helps you and us attain clarity on the red zones that both of us do not want to reach. After all, for us, every customer is precious.

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No pre-defined structures

A custom loan agreement does not have the restrictions of stereotypical and stringent loan policies. It includes flexibilities designed for a borrower even if the applicant has been approved for installment loans for bad credit from a lender.

Can You Really Get a 15-Minute Loan with Bad Credit and No Credit Check?

Yes, you may get a quick loan for bad credit without detailed credit checks. Your credit score remains the same at the time of loan approval. Individuals with consistent income and well-managed finances may qualify instantly. It is because we prioritise ease of loan availability, regardless of any credit rating.

We take care of your credit record and improve it by providing exceptional direct lender loans for bad credit. These are short-term loans but easy to get, thanks to our online loan procedures.

Are you curious to know what we are offering you? To do so, you need to visit our loans page for bad credit products. Still, we summarise here a few benefits of these 15 minute loans.

No initial credit check: Get an obligation-free loan quote with no credit check upfront. You will be relaxed as there is no impact on your credit score.

Loans on benefits: Living on benefits but struggling to get a loan? Come here where we are ready to offer direct lender loans for people on benefits.

No third-party involvement: Is there any need to approach someone to reach us? Not at all. Approach us directly and get direct lender loans with no brokers.

Desired loan amount: Our flexibility brings another advantage to your favour. You can apply for a £1000 loan with bad credit and even up to a 4000-pound loan with no credit check upfront.

A popular myth about private loans you should know

MYTH - Loan options with private loan lenders with no credit checkare available on instant decision.

SOLUTION -No private loan lender can offer a loan without a credit check. That is rationally not possible due to lending ethics applicable all across the lending industry. Whether mainstream or private lenders, every loan provider has to perform a credit check on a loan applicant before approval. This is because lenders need to check the credit purchase potential of a borrower before giving approval on the loan application.

Therefore, getting loans without a credit check is undoubtedly not possible. Whether you apply for an amount as small as £1000 or £10000, we need to check your credit records. That is only possible if you demand a loan quote from a lender. However, once you formally apply for a loan product, a credit check is compulsory. Without that, your application can't be processed.

Our client’s appreciation narrates what we offer

Annuityloans works consistently to improve its loan solutions. Your feedback as our customer is precious to us. No matter how small you borrow from us, we love to hear about your experience. Whether it is about taking a £5000 loan or £20000, we sense your needs. For every loan amount and all loan solutions, we assure you that you will get funds on time and repay with no burden on your pockets.

FAQ's

Now, let’s analyse some common queries from our customers. It may help you understand the operations well.

Are You a Broker or a Direct Lender?

How do our loans work?

What is Representative APR?

Are Bad Credit Applicants Accepted?

Will my credit score be checked?

Can I apply for a loan over the phone?

What are the repayment terms at Annuityloans?

Do you offer same-day loans?

How much can I borrow?

When will the loan amount be in my account?

What are the benefits of a direct lender?

Can I borrow money from a private lender?

What is the difference between a bank and a private money lender?

What are the typical eligibility criteria for borrowing from a direct lender?

How quickly can I receive loan funds from a direct or private lender?

Can I get a private loan online without a guarantor?